Fraud Mitigation

Understanding Fraud Mitigation

Understanding Fraud Mitigation and Post-Payment Processes

Two Aspects of Fraud Mitigation

Application & Enrollment Fraud Detection (Managed by AidKit)

Our approach to fraud mitigation during application and enrollment includes:

1. In-House Fraud Detection Technology

• Proprietary tools that scan for potential fraud indicators

• Data collected is used solely for program operations, never resold or shared with third parties

• Document scanning and image validation systems

• Human-Centered Review Process

  • While technology flags potential issues, trained staff review all flagged cases

  • Final determinations are always made by humans

• Continuous Evolution

  • Our fraud detection tools evolve as new threats emerge

  • Regular updates to respond to changing fraud patterns

2. Payment Infrastructure and Security (Managed by Payment Partners)

As stated above, AidKit partners with leading payment providers including GiveCard, USIO, US Bank, and Dwolla. Through our integrated API system, we deliver a seamless experience while our payment partners handle critical security functions:

• Monitoring card transactions

• Identifying suspicious activity

• Implementing card freezes

• Conducting detailed fraud investigations